Nationwide Insurance is a leading insurer in the United States, and a major component of Nationwide’s revenue is its health insurance coverage that’s sold to consumers. While the company deals in policies all over the United States, it recently came under fire because of its alleged conduct towards Washington consumers, as a class action lawsuit has been filed against Nationwide for selling inadequate coverage to its policy holders.

According to the KUOW:

“The lawsuit was filed on behalf of more than 400 Washington clients who bought insurance from Nationwide. A company spokesperson says they can’t comment while the case is being reviewed. State law allows insurers to sell plans with limited medical benefits. But companies are also required to fully disclose the policy’s limitations — for example, how much it would pay for hospital care, or whether their primary doctor is covered by the plan. State Insurance Commissioner Mike Kreidler says it’s easy to be swayed by the cheapest option available. But consumers need to do some research before buying insurance, and look out for these words in their brochures.”

While it is technically legal to sell health insurance with policy limits, the law also requires that the insurance company fully disclose these limits to its policy holders, and this appears to be the crux of the current legal issue in which Nationwide is embroiled. The plaintiffs in the lawsuit claim that Nationwide did not clearly disclose these limits and in effect hid the limits in the ‘fine print’ of their enormous policy documents.

Unfortunately, insurance companies have been sued many times before for such conduct. If you or someone you love has been harmed because of the conduct of an insurance company, you need to contact the Washington insurance lawyers at the law firm of Phillips & Webster today to schedule a free initial consultation.