Insurance Coverage Information – Seattle, Washington Semi-Truck Accident Lawyer

Serving the Bellevue, Woodinville, and Seattle areas of Washington, semi-truck accident lawyer Glenn Phillips and attorney Autumn Countryman seek to prevent their clients from accepting unreasonably small settlements. Our firm urges you not to give or sign any insurance statements, accept any checks, or agree to any insurance settlements after an accident with a large commercial vehicle until you've first consulted with a qualified law firm. Although your insurance company (or the insurance claims adjuster of the truck driver) may seem helpful, their main priority is to protect their assets. By signing an insurance statement before speaking with an attorney, you risk the viability of your case and the possibility of collecting the full measure of compensation you deserve.

• Understanding Your Own Insurance Policy
• Insurance Coverage Required for Drivers and Trucking Companies
• Why You Need a Washington Semi Truck Attorney

Understanding Your Own Insurance Policy

Insurance policies are often written in confusing, convoluted language that may be difficult for the average consumer to understand. For this reason, many people do not take the time to thoroughly read their insurance policies until they are involved in a serious auto or semi-truck accident. This is a potentially serious mistake. Most policies include one or more different types of coverage, including liability, collision, medical, comprehensive, personal injury protection, and uninsured/underinsured motorist insurance. If you have trouble understanding your policy, our Seattle, Washington-based firm can provide you with a semi truck accident lawyer who can help you determine the claims for which you are eligible.

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Insurance Coverage Required for Drivers and Trucking Companies

The state of Washington requires that all drivers purchase liability insurance with minimum coverage of " 25/50/10": $25,000 coverage for injuries to another person, $50,000 for injuries sustained by any other individuals involved in the accident, and $10,000 for any damage made to another person's property.

The Federal Motor Carrier Administration requires that all commercial freight vehicles carry $750,000 to $5 million coverage, depending on the type of commodities being transported, for public liability and property damage. If you have been in a semi-truck accident, a lawyer can determine if the settlement you are offered by the at-fault company is justified based on its insurance policy.

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Why You Need a Washington Semi Truck Attorney

Like any corporation out to protect its own interests, insurance companies are often reluctant to offer a settlement that will reasonably cover the expenses of their clients' accidents. Without the advice of a semi-truck accident attorney, victims are more likely to accept low settlement offers that cannot fully compensate for the financial and emotional setbacks they have incurred. Furthermore, some trucking companies and truck drivers may be underinsured, meaning they do not carry enough insurance coverage to adequately compensate for a personal injury or wrongful death in a truck accident. Phillips & Webster strongly urges you not to settle with the at-fault party's insurance company before consulting a qualified semi truck accident lawyer.

If you or your family has recently been involved in a trucking accident, it is crucial that you thoroughly understand the circumstances of the accident, your insurance policy as well as the trucking company's insurance policy, and the kind of compensation for which you are eligible. You must also fully understand who is responsible for the accident—be it the truck driver, trucking company, truck manufacturer, or a combination of these parties. This requires thorough truck accident investigation and reconstruction, a service that a semi-truck accident attorney from our firm can provide.

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Contact an Experienced Washington Semi Truck Attorney

In the aftermath of a truck accident, you want to have a skilled legal professional on your side. Seattle, Washington-area semi truck lawyer Glenn Phillips and attorney Autumn Countryman will exhaustively investigate your case to help you avoid unfairly small settlements and obtain the maximum compensation for which you are eligible. Contact Phillips & Webster today for a free consultation.

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